How to Use 500 Dollars Down to Finance a Car in Tacoma, WA

A down payment can make it much easier to get yourself approved for a car loan in Tacoma, WA. While you may think that a down payment has to be in the form of cash, there are a few different ways that you can produce a down payment. If you are at a car lot with $500 down financing programs, how can you get the money that you need quickly and easily?

Your Trade Can Be Your Down Payment

If you have an automobile that you want to trade-in, you can use that trade-in as your 500 dollar down payment when financing a car with dealer around Tacoma. The process of trading in your vehicle is as follows:

  1. You Show The Dealer Your Car
  2. The Dealer Makes An Offer
  3. The Amount Is Deducted From The Price Of The Car

In most cases, it should take only a couple of minutes to have your car appraised and an offer made. If you don't like the dealer's offer, you can negotiate for a higher trade in value.


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Negotiate A Reduction In The Sticker Price

You can always ask the dealer to lower the price of the car. The price that is posted on the car is known as the sticker price. Many dealers are willing to negotiate this price to help you get a cheap car loan or to help you think that you are getting a good deal. If you don't have a trade or a $500 down payment, the dealer could lower the sticker price to reduce the amount that you need to finance.

Someone Else Could Make The Payment For You

When it comes to your down payment, it really doesn't matter where the money comes from. As long as the check clears, it can come from any source. This means that you could have a friend or relative provide the money needed for a down payment.

The down payment is a great way to help you qualify for an auto loan or lower the amount of your loan. If you don't have cash in the bank right now to put money down on a car, you can always use proceeds from a trade or have a friend help you out.

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