What to Expect From 84-Month Auto Loan Terms

Are you looking to take out an auto loan in Lynnwood, WA but worried about having a monthly payment that is too high? If so, then you may want to consider taking out an 84 month auto loan to guarantee a more manageable monthly payment. While most people prefer 36 month auto loan terms, there are those who are looking for anything from 60 to 84 months.

Having this much time to repay your loan means much lower payments for you. While it will mean taking a bit longer to pay off your car in its entirety and will result in ultimately paying more interest over time, many people would agree that this is a great option for those who want a low monthly payment on a reliable car.

Benefits of 84 Month Car Loans

The main benefit of having a long-term car loan agreement is the fact that you will have a significantly lower monthly payment than you would with a traditional repayment term. 84 months equates to seven years, so by the time your loan is paid off, your car should still be in good enough shape to enjoy payment-free driving for quite some time.

Of course, this will also depend on how you drive the car, how many miles you put on it a year, and how well you take care of the vehicle. Still, even at the average annual mileage of 12,000, you will have just 84,000 miles on your car by the time it is paid off if you bought it new. At this point, you should have plenty of miles available or consider selling it.

It's also important to remember that 84 month car loans are great for people in Lynnwood with less than perfect credit. Since the repayment term is longer and the monthly payments are smaller, applicants with poor credit auto loans have a much better chance of being approved for this type of loan over a standard one.


Is Buying a Car with 0 Down in the Seattle Area a Good Idea?
Just because you don't have the money for a down payment it doesn't mean that you can't buy a new or used vehicle, especially with our help.

How to Get an Auto Loan with No Payment for 90 Days
When you need help getting a car loan without making a payment being made for 90 days you will have to know exactly how to approach the process.

How to Use 500 Dollars Down to Finance a Car in Tacoma, WA
Making a low down payment can also be used to get easy auto financing, even if you're making a $500 down payment.

Can People Takeover Car Payment Loans in Bellingham, WA
It can really be difficult to qualify for financing for some people, but is taking over car payment loans the perfect solution for you?


How to Get Approved

If you are interested in taking out a car loan with a term of 84 months, there are some steps you should follow with us.

  1. Submit an application
  2. Indicate the type of loan you are interested in
  3. Submit any requested follow-up identification or paperwork
  4. Receive instant approval
  5. Accept your loan and get your car

This is all it takes to get the best car loan approved through us so that you can begin driving again in no time, so be sure to fill out an application today.

Get Financing Now

Drive Now


Featured Finance Vehicles