Any Credit Auto Sales
When you want to buy a car, any credit auto sales simplifies things. Basically what this means is that any credit will work to get a car loan you need. It doesn’t matter if you have bad credit because more than likely, the lender isn’t even checking your credit. Many dealerships are becoming sympathetic to the fact that people don’t have the good credit that they used to. You will need to keep this in mind when you shop for a car.
Bad credit auto sales don’t use your credit score. Instead, they focus on your income and your ability to make the monthly payments on the car loan.
Visit Your Dealership
The first step with any credit score is to visit the dealership. When you don’t have the best credit score, let your dealership know. This will allow them to research alternative lenders for you and show you which route is best for you and your credit score.
You want to buy a car with bad credit and it’s possible - as long as you find a dealership that’s willing to work with you with any credit score that you may have.
You can find any credit car sales so that you can still get a car without having the best credit in the world. Especially if you have a credit score of under 600, you will want to make sure you find a lender that’s going to issue you a car loan no matter what.
There are usually some requirements that you still have to meet in order to get pre-approved. Such things include:
- Being at least 18 years of age
- Being a US citizen
- Holding the same job for one year or longer
- Having verifiable income of a certain amount
As long as you can meet these criteria, any credit car sales are easy to find. You can get pre-approved for a certain loan amount and then go out onto the car lot to find the car or truck that you want. Once you find the car you like, you can track down a car salesman and begin making a deal so you can drive your auto home on the same day.
The pre-approval is a necessary step simply so you know what you can afford and make it easier on yourself and the dealership.