Car Loans are Approved Easily Online
People with less than perfect credit may put off applying for a car loan, thinking that it will be difficult and time consuming. It is actually quite easy, if you get a car loan approved online with damaged credit. There is no need to go from bank to bank or to several car dealerships in search of an affordable loan. Using an online lender is a quick and easy way to get the car loan you need.
Although you may not qualify for the best deals available on new cars, you can easily get a car loan approved online with damaged credit. We have a large network of lenders who understand that sometimes people run into financial setbacks that cause them to fall behind on their payments, leading to blemishes on their credit report and low credit scores. They are willing to work with you to find the right loan to fit your situation.
The best way to get started is to get pre-qualified for your loan. Our easy online application takes just a few minutes to complete. Once we have that, we will go to work, verifying your employment and income and finding the right lender for you. In order to qualify, you will need to meet these basic requirements:
- Be a US or Canadian citizen at least 18 years old
- Have a monthly pre-tax income of at least $1,500
- Be at your current job for at least one year
If you have filed for bankruptcy, there is some additional paperwork that will be required before your loan can be approved. Depending on your situation, you may also need to make a down payment on the car you are buying in order to find a loan that is affordable for you.
Once you are notified that you have been approved, you will receive a list of dealers in your area who are part of our network. You choose the dealer you want to work with to find your new car. After selecting a car, you'll need to speak with one of our loan advisors to work out the details of your loan. They will send the paperwork to your dealer for you to complete. Once that's done, you'll drive off the lot in your new car.
Bad credit doesn't have to hold you back from getting a better car, and it isn't difficult to find an affordable loan for that car. We will work hard to find a lender who will give you the loan you need. In just a short time, you'll be driving the car of your dreams.