Doug's Credit Center Blog

Get a 2nd Chance with Auto Finance


These days, there seems to be a misconception that a person who defaults on a car loan will be unable to get approved for a car loan in the future. And while it is true that defaulting on an auto loan can have a large negative impact on one’s credit score and thus make it difficult to get approved for a loan later on, the truth is that this does not have to be an impossibility. After all, many auto lenders these days understand that the economy is rough and that people need assistance in obtaining reliable vehicles, regardless of what their financial pasts look like.

2nd Chance Auto Finance

For this reason, we are happy to approve almost anybody for an auto loan because we believe that everybody deserves another chance that’s willing to put forth the effort. Therefore, even if you have defaulted on a car loan before and had to have your car repossessed, you can still count on us to give you the money that you need to take out another loan and get back to enjoying your freedom to hit the road. We offer reasonable rates and varying loan terms to meet just about anybody’s financial needs, regardless of whether you are currently employed or simply in need of a vehicle as a way to find employment.

What to Do Now

So if you are looking to get 2nd chance auto financing, you may be wondering what you need to do in order to get approved. The good news is that unlike other banks and lenders, we make the process quick and easy. There is typically no need to provide documentation or any further information other than what we ask for on your application, which includes:

  1. Your name and date of birth.
  2. Your current residence information.
  3. Your employment information and income, if applicable.

From there, you can submit your completed application online and get a quick response with your approval for the loan. It really is that simple.

So rather than giving up on taking out a car loan because of your past, why not look into getting a second chance? Here, that is exactly what we believe you deserve. If you have a few minutes, please feel free to fill out an application and see just how easy it is to get approved for a car loan with bad credit and reasonable terms that you can afford.


This entry was posted in Finance. Bookmark the permalink.


Get Financing Now

Drive Now


Featured Finance Vehicles