If you are in the market for an auto loan and have bad credit then rest assured that you can get an auto loan. If you've run into hard times and are in need of a new or used vehicle, you can find one. It is as simple as applying online, or searching for dealers that specialize in poor credit auto loans.
If you're here, you have probably already been searching for some information or the ways to start this process. We offer services to help you locate, and get the best auto loan for your situation. You just need to meet a few qualifications before we can start processing your application.
- Have you held this job for at least one year?
- Is your gross monthly income $1,500 or more? (pre-tax)
- Chapter 7: Meeting of 341 creditors must be completed
- Chapter 13: Authorization to incur debt is required from the courts
- Age, Residency, etc...
- Are you 18 years or older?
- Are you a legal US or Canadian citizen?
- Do you have a down payment? (not always necessary)
As long as you meet these requirements you can get started with your online application today. Having a down payment isn't always something you will need when applying for this type of auto loan, but no matter what type of loan you are looking for it is a good idea to have one. Times are tough however you don't have to have a tough time when applying for an auto loan with poor credit.
Auto Loans with Poor Credit
It is really simple to apply for these types of loans, however don't let that be a sign that your responsibilities have lightened for an auto loan. The responsibilities still exist and should be a higher priority if you're already in a rough situation with your credit. Don't let the rush of getting a car get to you and dive into an auto loan for poor credit that you cannot afford.
We can help you rebuild your credit with an auto loan, and match you with the perfect loan that will fit your financial needs. You should keep your mind open and be willing to work with the dealerships and lenders offering poor credit auto loans. This doesn't mean you have to accept everything they say as law, but just remember that it is easier to work with someone when you can come to a compromise.