How Can I Check My Credit Score?
For some time now, you have been wondering what your credit score is. It’s a question that is important to answer, and that’s especially true if you’re planning to take out a home or car loan anytime soon. You really want to make sure your credit score is up to par! So how can you check it?
The Credit Score Agencies
One of the best ways to check your credit score is to go directly to the agencies. The three credit agencies in the United States are Equifax, Experian and TransUnion. Each of them may have different requirements for requesting your credit scores, so be sure to read through the information carefully. Once you have these scores, you’ll be able to get a better sense of how much car loan you’ll be approved for.
If you want to get a bigger picture of your bad credit situation, you should visit myfico.com. On this site, you will notice that several different packages are available for people like you who are interested in knowing their credit scores. With these packages, you will have access to the scores. Another benefit is that if you choose some of the packages and cancel within a few months, you will actually have access to this information for free.
Free Credit Scores
Now that you have heard the word “free,” you may want to know a little bit more about it. One of the ways to accomplish this goal is to go to the My Fico site as noted above. Another method is to use a website that estimates your credit, and you can get an idea of where your credit scores stand. If those suggestions do not work, think about asking your lender. As you are getting approved for the car loan, your credit scores will have to be checked. You can ask the lender if he or she will share them with you.
As you can see, getting your credit score is not terribly challenging. In order to find these figures, you should:
- Contact all of the three major agencies in this country.
- Visit the My Fico website, and you might be able to get your scores for free.
- Look into websites that estimate your credit score if you do not need an exact figure.
- Ask a lender when you go to get approved for a loan.
All of these ways will lead you to your credit score!
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