Doug's Credit Center Blog

How to Check Credit Scores Again Through Experian


Some time ago, you requested your credit scores. However, you now have a new motivation to do it again. Perhaps you want to find out if you will be approved for a car loan or want to start working toward getting that perfect score.

The Basics

 

To check your scores again, you are going to have to go through the basics. Experian offers a number of different packages from which you can choose, and you know you will not get scammed because it is a reputable company. You might even be able to get a package that allows you to monitor your bad credit scores on a more regular basis. Visit the website to decide which package is the best for you and your current situation.

When Denied for Credit…

You might also have a unique situation. Perhaps you applied for a credit card, and you were denied. Experian actually has an option that is specifically tailored to people who are in your situation. Basically, if you were denied credit within the last 60 days or so, you will be able to employ this option and find out the reason why. Of course, you do not want to constantly apply for credit. If you do, your score might drop down even more.

Considerations

Getting your credit score through Experian is an excellent way to obtain a sense of where you stand in the world of credit debt. You will also likely be able to gauge if you will or will not be approved for a car loan with a local lender. However, you also should realize that Experian is not the only reporting agency in the United States. Equifax and TransUnion are two other ones that also report your scores. To really get a sense of how well you are doing in terms of credit, it is important to look at all three reports.

Yes, it is possible to check your credit score again through Experian. Just remember, if you have too many inquiries on your report, your score might drop. To check your score, you need to:

  • Figure out which package is best for you from Experian’s website.
  • Evaluate if you were denied for credit some time in the last 60 days.
  • Consider how you really need to get the “big picture” when it comes to your credit scores.

Even if you find out that your credit scores are low, at least you can start to repair them.


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